Finding the right home at the right price is just one aspect of a home sale or purchase. The Perkins Team Keller Williams Tampa Properties is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (813) 319-6248 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain expected fees associated with closing the sale of a house. These costs are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the process.

Costs pertaining to your mortgage to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying a house in Hillsborough County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not shocked when you arrive at closing time. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem questionable.

 


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